houston insurance lawyer

Do you feel like your insurance company has tried to take advantage of you when you’re most vulnerable? When you’ve experienced injuries or property damage, you expect your insurance company to come through for you. After all, you paid insurance premiums each month to have financial protection in an emergency.

However, insurance companies don’t always pay what they owe. Sometimes they try to avoid paying the full value of your claim to protect their profits. If your insurance company has unfairly denied your claim, you need an insurance attorney.

At the Johns Law Firm, our insurance attorneys help policyholders who have experienced denied or unfairly valued insurance claims. When the insurance company realizes that you have an attorney fighting for your rights, they may be less likely to engage in unfair practices.

Our attorneys will pressure the insurance company to give you full compensation for your claim. Contact the Johns Law Firm for a free consultation, or keep reading to learn more about Houston insurance claims. 

Types of Houston Insurance Claims Our Firm Handles

Whether you have sustained an injury or property damage, you may run into obstacles with your insurance claim. Our experienced insurance attorneys know the tactics that insurance companies use to try to avoid payment. We counter these tactics with effective legal strategies to get you the compensation you deserve.

We handle these types of Houston insurance claims:

Fire Damage Claims

A fire can destroy your home and your property. When faced with such a traumatic event, you need a Houston insurance lawyer to negotiate for full insurance compensation.

Flood Damage Claims

In Houston, floods are a part of life. However, when a flood damages your home, you expect the insurance company to promptly pay for its restoration.

Storm Damage Claims

Each summer, Houston prepares for severe storms. When a storm hits your home, you need insurance compensation right away. If an insurance company is stalling your claim, our attorneys can fight for expedited payment.

Homeowners Insurance Claims

When you experience damage to your home, you need an attorney to negotiate with the insurance company. Our law firm’s skilled investigators find evidence to support your claim so our attorneys can advocate for a maximum settlement.

Commercial Insurance Claims

The complex claims involved with commercial property insurance mean that you need a legal expert to advocate for your interests. Since your business is on the line, a Houston insurance lawyer will pressure the insurance company for maximum compensation.

Health Insurance Claims

When you face medical bills, an insurance company may try to avoid paying for the treatment you need. An insurance attorney can take over negotiations while you focus on recovery.

Disability Claims

When the insurance company denies your disability claim, you deserve to know why. If the insurance company’s reason for denial sounds unfair, an insurance attorney may be able to help. Our law firm will investigate why your claim was denied and present your best case for fair payment.

Individual Insurance

Our insurance attorneys represent clients on a number of individual claims, including disability, health insurance, ERISA, and general liability. If the insurance company has denied your individual insurance claim, contact the Johns Law Firm for a free consultation.

Life Insurance Claims

When you lose a loved one, you don’t need an insurance company to add to your pain by denying a life insurance claim. Life insurance claims may be worth millions, which means an insurance company may try to avoid paying. Our insurance attorneys will represent you with skill and compassion, fighting for the money your loved one wanted you to have.

Difficulties with the Insurance Claims Process

Even if you have all your paperwork together and submit a claim according to the insurance company’s requirements, you can still face a denied claim. The insurance claims process can seem frustrating, and you may be tempted to accept a low settlement offer just to put the ordeal behind you. It is a good idea to have an experienced Houston insurance lawyer on your side if you face any of these insurance claim difficulties:

Coverage Limits and Exclusions

You may find it difficult to tell what your policy covers because insurance policies often include complicated language. Sometimes, insurance companies write their policies with vague language and then interpret the policy to exclude your claim. If you think your policy says one thing but the insurance company says another, you need an attorney to fight for your fair compensation. 

High-Pressure Tactics

The insurance company may pressure you to give a statement right after your accident or home disaster. You may feel frazzled, confused, and emotionally drained. In this condition, it’s hard to give a careful statement that includes all necessary information. 

Instead, you should speak to an attorney before you give a statement to the insurance company. An attorney can help you anticipate what questions the insurance company might ask so that you give complete and accurate answers.

Paying Less than You Deserve

The insurance company might undervalue your claim, focusing on its profits instead of fair payment. When an insurance company opposes claim payouts that threaten profits, they might come up with excuses to reduce the value of your claim. Our insurance attorneys know how to respond to these unfair tactics to give you the best chance of a fair insurance settlement.

Claiming You Are Responsible

The insurance company could claim you are responsible for your accident or property damage. If the insurance company claims you are responsible, they may deny payment. Our investigators will try to find evidence that proves you were not responsible for the injuries or damage. Then our Houston insurance lawyers will pressure the insurance company to give you fair payment for the full value of your claim.

How the Johns Law Firm Can Help

If an insurance company has unfairly denied or undervalued your claim, our Houston insurance lawyers may be able to help. At the Johns Law Firm, we regularly fight big insurance companies. While the insurance company may think it can intimidate you with unfair tactics, our skilled attorneys know how big companies work. We will argue for your maximum settlement and take the insurance company to trial if necessary. 

Contact us today for a free consultation. We’ll review your case and advise you of available legal options. If our Houston insurance lawyers think we can help, we work on contingency, meaning you don’t owe us payment until we win your case.